Overview

We are seeking a dedicated, and knowledgeable, NMLS (Nationwide Mortgage Licensing System) licensed Interim Qualifying Individual-of-Record, COLORADO,  to join our dynamic team.

The ideal candidate is a proven leader with deep expertise in finance and residential, and commercial, mortgage-financing loan origination.

This individual demonstrates strong regulatory knowledge, a commitment to compliance excellence, and the organizational skills necessary to navigate complex financial transactions with precision and efficiency.

In addition to guiding clients through every stage of the residential mortgage-financing process, the candidate will mentor team members, foster a culture of professional growth, and model best practices in ethical standards and regulatory adherence.

A strong focus on leadership, mentorship, and customer service ensures not only the successful management of client relationships, but also the development of a high-performing team committed to compliance and operational excellence.

The following Responsibilities, and Qualifications, include, but not limited to, the following:

Qualifying Individual-of-Record Responsibilities

• Oversee the daily operations of the mortgage-financing department, ensuring adherence to federal (CFPB, FHA, VA, FNMA, FHLMC), and state regulatory requirements.

• Develop, implement, and maintain policies, and procedures, that align with corporate compliance standards and evolving legal regulations.

• Ensure mortgage-financing loan origination, processing, underwriting, and closing activities remain compliant with RESPA, TILA, ECOA, HMDA, and other lending laws.

• Monitor changes in legislation, and regulatory, guidance; communicate updates and integrate compliance requirements into departmental practices.

• Collaborate with compliance officers, auditors, and external regulators during reviews and examinations.

• Conduct internal audits, and quality control reviews, to identify potential risks, or compliance gaps, recommending corrective actions.

• Provide training, and mentorship, to junior mortgage-financing loan originators, and personnel, on compliance standards, ethical lending practices, and corporate policies.

• Manage relationships with investors, agencies, and state regulators to ensure operational alignment and compliance readiness.

• Maintain oversight of fair lending practices, consumer disclosures, and data integrity in all mortgage transactions.

• Develop compliance reporting, and metrics, for executive leadership to ensure transparency and accountability.

Qualifying Individual-of-Record Qualifications

• In-depth knowledge of federal, and state, mortgage regulations, including CFPB, HUD, FHA, VA, Fannie Mae, and Freddie Mac requirements.

• Proven leadership skills in managing mortgage operations with a compliance-first approach.

• Strong background in risk management, corporate governance, and internal controls.

• Ability to interpret, and apply, complex legal requirements to practical business processes.

• Experience leading compliance audits, and examinations, with successful outcomes.

• Excellent organizational, communication, and mentorship skills.

Residential / Commercial Mortgage-Financing Loan Originator Responsibilities

• Evaluate, and analyze, customers/clients financial information to determine loan eligibility.

• Guide customers/clients through the loan origination process, providing clear explanations of terms and conditions.

• Collaborate with account executives and underwriters to facilitate timely approval of loans.

• Negotiate loan terms and conditions with customers/clients to ensure mutual satisfaction.

• Maintain accurate records of all transactions and customers/client communications.

• Provide exceptional service by addressing customer/client inquiries and resolving issues promptly.

• Adhere to any, and all, federal, and state, mortgage-financing, laws, rules, and compliance.

• Adhere to our Code-of-Ethics.

• Stay informed about industry trends, regulations, and FNMA/FHLMC/GNMA guidelines to ensure compliance.

• Work collaboratively with teams to drive business growth.

• Build, and cultivate, a peer-to-peer, and peer-to-business, Book-of-Business with industry professionals such as real estate associates, real estate companies, developers, attorneys, title companies, etc.

Residential Mortgage-Financing Loan Originator Qualifications

• Proven, bona fide, and verifiable experience in residential mortgage-financing loan origination, or related financial-related, roles.

• Strong understanding of residential underwriting processes and escrow procedures.

• Excellent mathematical skills for accurate calculations related to loans.

• Proficient in loan origination software software, and other relevant technology tools.

• Exceptional negotiation skills with a focus on achieving win-win outcomes.

• Strong customer service orientation with the ability to build rapport with customers/clients.

• Ability to work independently with minimal supervision.

• Ability to work collaboratively within a team environment while also being self-motivated.

• Knowledge of residential mortgage backed securities, and FNMA/FHLMC/GNMA, guidelines are preferred but, not required.

Why Choose Rebelo Mortgages International?

Through our exclusive lender partnerships, and affiliations, you will gain access to:

• Hands-On Training with our affiliate lender partnership world-class Training Academy.

• Cutting-Edge Technology to streamline processes, and close, loans faster.

• Comprehensive File Structuring Support to help you overcome challenges.

With a wide array of loan programs—from FHA, VA, USDA, and Jumbo to specialized Non-QM loans like DSCR and Bank Statement loans—you will have the tools to serve every client, whether they are purchasing their first home, or financing an investment property.

Classified as a 1099-Independent Contractor, our licensed Mortgage-Financing Loan Originators can harness the advantages of their business related expenses as business tax deductions.

Consult an Accountant/Tax Professional for proper 1099-Independent Contractor planning.

If you are passionate about helping clients achieve their financial goals, and possess the necessary professional skills, we encourage you to apply for this exciting opportunity as a licensed Residential Mortgage-Financing Loan Originator with us at Rebelo Mortgages International.

Career Opportunity Type: Full-time; Flex-Schedule.

Employment Classification: 1099-Independent Contractor.

Professional Compensation: Variable; Based on Transaction Loan Volume and Number-of-Transactions.

Compensation Package:

• Commission-Based Compensation.

• Tiered Commission Compensation Structure.

Schedule:

• Variable; As Per Licensed Mortgage-Financing Loan Originators Determination; Business Hours/Business Work-Week, and/or After Hours, Weekends to Meet the Needs of Clients, Ideal.

Required License:

• State-of-Colorado, NMLS Licensed.

Location:

• Remote; Worldwide; State-of-Colorado, Ideal.

Rebelo Mortgages International, Inc. is an equal opportunity employer that is committed to diversity, and inclusion ,in the workplace.

We prohibit discrimination, and harassment, of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws.

This policy applies to all employment practices within our organization, including hiring, recruiting, promotion, termination, layoff, recall, leave-of-absence, compensation, benefits, training, and apprenticeship.

Rebelo Mortgage International, Inc. makes hiring decisions based solely on qualifications, merit, and business needs and requirements.